Legal agreement governing your use of kobo89 services
Last Updated: January 15, 2026
By accessing or using kobo89 services, you agree to be bound by these Terms & Conditions in their entirety. If you do not agree with any provision herein, you must immediately cease use of our platform. You must be at least 21 years of age and a resident of Indonesia to use kobo89. These terms constitute a legally binding agreement between you and kobo89.
For purposes of these Terms & Conditions, the following definitions apply:
You must be at least 21 years of age to create an Account and use kobo89 services. We strictly prohibit underage gambling. By registering, you confirm that you have reached the legal age of majority in your jurisdiction. kobo89 reserves the right to request proof of age at any time. Failure to provide satisfactory documentation will result in immediate Account suspension and forfeiture of all funds.
kobo89 primarily serves residents of Indonesia. By using our Services, you confirm that you are accessing kobo89 from within Indonesia or from a jurisdiction where online gambling is legal. You acknowledge that online gambling laws vary by country and region, and you are solely responsible for ensuring your use of kobo89 complies with applicable laws in your location.
You represent and warrant that you have full legal capacity to enter into this agreement. You are not prohibited by law, court order, or regulatory restriction from using online gaming services. You are not acting on behalf of any third party when using kobo89.
Each User is permitted to maintain only one (1) Account with kobo89. Opening multiple Accounts is strictly prohibited and may result in closure of all Accounts and forfeiture of funds. If we detect duplicate Accounts, we reserve the right to void all bets, withhold withdrawals, and confiscate funds as necessary to enforce this policy.
To use kobo89 Services, you must complete the registration process by providing accurate, current, and complete information including your full legal name, date of birth, residential address, email address, and mobile phone number. You agree to update this information promptly if it changes. Providing false or misleading information constitutes a material breach of these Terms and may result in immediate Account termination.
kobo89 is required to verify User identities to comply with anti-money laundering regulations and responsible gaming standards. You agree to provide government-issued identification (Indonesian KTP, passport, or driver's license), proof of address (utility bill or bank statement), and any other documentation we reasonably request. Failure to complete verification within 30 days of registration may result in Account suspension. Withdrawals are restricted until verification is completed.
You are solely responsible for maintaining the confidentiality of your Account username and password. You must not share your login credentials with any third party. You agree to notify kobo89 immediately if you suspect unauthorized access to your Account. kobo89 is not liable for any losses resulting from unauthorized Account use due to your failure to safeguard login credentials.
kobo89 reserves the right to suspend or terminate your Account at any time, with or without notice, if we determine you have violated these Terms, engaged in fraudulent activity, or used our Services in a manner inconsistent with responsible gaming principles. Upon termination, your right to use kobo89 Services immediately ceases. We will return any remaining Account balance after deducting applicable fees, pending withdrawals, and amounts owed to kobo89.
kobo89 accepts deposits via Indonesian bank transfer (BCA, BRI, BNI, Mandiri, CIMB Niaga, OCBC NISP, Bank Permata) and e-wallets (OVO, DANA, GoPay, ShopeePay, LinkAja). Minimum deposit is Rp 50,000 unless otherwise stated for specific payment methods. Deposits are credited to your Account within minutes during business hours. kobo89 does not charge deposit fees, but your bank or payment provider may impose transaction charges.
You may request withdrawals via the same payment method used for deposits, subject to Account verification. Minimum withdrawal is Rp 100,000. Standard withdrawal processing time is 15-30 minutes during business hours (Monday-Saturday, 09:00-21:00 WIB). Withdrawals requested outside business hours will be processed on the next business day. kobo89 reserves the right to request additional documentation before processing withdrawals exceeding Rp 10,000,000 or if we detect unusual activity.
Withdrawals are subject to completion of any applicable bonus wagering requirements. You may not withdraw funds until you have wagered your deposit amount at least one (1) time to comply with anti-money laundering regulations. kobo89 reserves the right to withhold withdrawals pending investigation of suspected fraud, collusion, or Terms violations.
All transactions on kobo89 are conducted in Indonesian Rupiah (IDR). Deposits and withdrawals in other currencies will be converted at prevailing exchange rates, and conversion fees may apply.
kobo89 may offer bonuses and promotions from time to time, including welcome bonuses, reload bonuses, cashback offers, and VIP rewards. All bonuses are subject to specific terms and conditions published at the time of the offer. Bonuses are granted at kobo89's sole discretion and may be modified or withdrawn at any time without notice.
Unless otherwise stated, all bonuses are subject to wagering requirements before withdrawal. Typical wagering requirements range from 10x to 40x the bonus amount. You must complete wagering within the specified timeframe (usually 30 days) or the bonus and associated winnings will be forfeited. Different games contribute differently to wagering: slots typically contribute 100%, table games 10-20%, and live dealer games may be excluded.
kobo89 strictly prohibits bonus abuse, including but not limited to creating multiple Accounts to claim bonuses, using unfair betting strategies to meet wagering requirements, or colluding with other Users. We reserve the right to void bonuses, withhold winnings, and terminate Accounts engaged in bonus abuse.
All bets are subject to acceptance by kobo89. We reserve the right to refuse or limit any bet at our discretion, particularly if we suspect fraudulent activity or system errors. Once a bet is accepted and confirmed, it cannot be canceled or modified except in cases of obvious error (e.g., incorrect odds displayed due to technical malfunction).
Sports bets are settled based on official results at the time of event completion. Bets on abandoned or postponed matches are void unless otherwise stated in specific sport rules. Asian Handicap bets follow standard market conventions. kobo89 relies on official league and tournament data for settlement purposes.
Casino games (slots, table games, live dealer games) operate under rules established by the respective game providers (Pragmatic Play, Evolution Gaming, Microgaming, etc.). Return to Player (RTP) percentages are published for transparency. All games use certified Random Number Generators (RNG) to ensure fairness. Game malfunction voids all pays and plays.
The following activities are strictly prohibited and constitute grounds for immediate Account termination:
While kobo89 strives to maintain continuous service availability, we do not guarantee uninterrupted access to our platform. Services may be temporarily unavailable due to maintenance, technical issues, or circumstances beyond our control. kobo89 is not liable for losses resulting from service interruptions.
You acknowledge that gambling inherently involves risk of financial loss. You agree to wager only amounts you can afford to lose. kobo89 is not responsible for gambling losses incurred through use of our Services. We encourage responsible gaming and provide tools to help manage your gambling behavior.
kobo89 may contain links to third-party websites or services for convenience. We do not endorse or assume responsibility for third-party content, products, or services. Use of third-party links is at your own risk.
To the fullest extent permitted by law, kobo89's total aggregate liability to you for any claims arising from your use of our Services shall not exceed the total amount deposited into your Account during the six (6) months preceding the claim. kobo89 is not liable for indirect, incidental, consequential, or punitive damages.
These Terms & Conditions are governed by the laws of the jurisdiction in which kobo89 is licensed, without regard to conflict of law principles. By using kobo89, you consent to the exclusive jurisdiction of courts in that jurisdiction for resolution of disputes.
In the event of a dispute, you agree to first contact kobo89 customer support at to attempt informal resolution. If the dispute cannot be resolved within 30 days, either party may pursue formal dispute resolution through binding arbitration in accordance with international arbitration rules. Class action lawsuits are prohibited.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.
kobo89 reserves the right to modify these Terms & Conditions at any time. We will notify Users of material changes via email or platform notification. Continued use of kobo89 Services after changes become effective constitutes acceptance of the modified Terms.
For questions regarding these Terms & Conditions, please contact us at:
Email:
Live Chat: Available 24/7 on our website
WhatsApp: +62 812-3456-7890
All users must be 21+ years old. Valid Indonesian KTP, passport, or government ID required for account verification.
Single account policy strictly enforced. Multiple accounts will be closed and funds may be forfeited.
All deposits and withdrawals processed via secure Indonesian payment methods. Withdrawals completed within 15-30 minutes.
All bonuses subject to wagering requirements. Read specific bonus terms before claiming any promotional offer.
Fraud, collusion, bonus abuse, and automated betting strictly prohibited. Violators will be banned permanently.
Users responsible for ensuring online gambling is legal in their jurisdiction. kobo89 operates under international license.
Our support team is available 24/7 to answer any questions about these Terms & Conditions or your kobo89 account.